Efectivo - Driving Financial Services Through Innovation to the Hispanic Community
Apply at any time, decide on how much you need from $100 to over $10,000. You can request your loan online or or by giving one of our reps a call at (833) 346-3700 no waiting in long lines to request your loan.
Read MoreWe want to get to know you better. Fill out our short online form with your personal information and bank account. We use encryption technology to protect the information you provide.
Read MoreYou will know a decision moments after hitting the submit button. If approved, you will be asked to review and accept the loan terms by electronic signature before receiving the approved amount. Funds are normally deposited within the next business day.
Read MoreSome lenders allow you to choose several options to pay off your loan: Using your bank account, (at bank counter or ATM), electronic transfer.
Read MoreGiving you better, more responsible loan options
We support internal and external social initiatives that help our community to grow and develop
Our daily goal is to deliver the best possible customer service to each one of our customers.
Our company culture is constantly nurtured by our integrity, loyalty and respect.
We believe that if our customers succeed we succeed, striving to serve our customers in the best possible way for their success.
Loan rates are based on your state of residence, learn more about rates and terms of your loan here.
(49.4785% APR)
(38.8895% APR)
(29.0585% APR)
(24.2783% APR)
Calculate your monthly payment and review your loan options.
Speak to a Efectivo specialist at (833-346-3700)